Shorebank, owner of the Chicago community-development bank South Shore Bank, must decide whether to acquire another Chicago institution, Indecorp. The A case reviews the history of white-owned South Shore Bank, recounting its rejection of "redlining," its commitment to community reinvestment, and its excellent lending record in a predominantly low-income, minority neighborhood. The A case also reviews the history of Indecorp, then the largest black-owned U.S. financial institution. Though its mission is to increase African Americans' access to financial resources, Indecorp's lending record is not as impressive as Shorebank's. See also the B (E-0121) and C (E-0122) cases.