• To discuss the qualitative factors that contribute to merger activity in the banking space • To understand the pros and cons of purchasing a large competitor • To calculate earnings accretion and dilution based on differing consideration scenarios (cash versus stock) • To calculate the pro forma Tangible Common Equity Ratio (TCE) based on differing consideration scenarios (cash versus stock) • To develop a deeper understanding of the role of capital structure for banks • To discuss the concept of an “optimal” capital structure for SunTrust and formulate methods for the company to bolster capital levels going forward